Risk Management
SERVICES

Risk Management

A PORTFOLIO DESIGNED FOR YOU

Risk is part of life and comes in many forms.  Part of the planning process is to address risks and identify strategies to mitigate them.

At Sage Wealth Planning, our role is to

  • Analyze your risks and weigh their potential impact
  • Recommend adding adequate protection when necessary
  • Understand how life stage can impact risk
  • Build strategies tailored to your risk threshold

We leverage a risk management matrix to help you visualize risks and understand strategies for managing them.

Contact Sage Wealth Planning to complete your risk tolerance and insurance review, and we can help you build a plan tailored for you and your family.

Core*

Designed for those who want to know they are on track to achieve life’s biggest goals, such as retirement, education, or buying a second home, efficiently and on time.

Minimum $3,000

This model focuses on 3 major areas:

  • Cash flow/Spending Plan and Debt Management
  • Low cost, low-turnover investment strategy
  • Tax smart strategies
  • Retirement planning

After an initial onboarding, we meet twice per year to keep you on track.

You can expect updates toward your progress, including a one-page financial plan, cash flow plan, and investment plan.

Advanced*

This comprehensive wealth management model is tailored for those with added complexity and tax sensitivity who are focused on growing and preserving wealth.

Minimum $10,000

This customized model focuses on a deeper and more strategic approach to the following:

  •  Cash flow/Spending Plan and Debt Management
  • Customized Investment Plan, including equity compensation and private investments
  • Strategic Planning to minimize lifetime tax liability
  • Retirement and lifestyle planning
  • Risk management
  • Estate/Legacy Planning
  • Coordination with your key external advisors

After an initial onboarding, we meet three times per year to address your most important and critical needs.

You will receive a one-page financial plan, cash flow plan, strategic tax analysis, and tax-efficient investment strategy, as well as timely updates on the progress toward the execution of your goals.

One-Time Plan

Business owners face more challenges, risk and bear more responsibility in achieving their outcomes. This plan applies the Pinnacle Model with an enhanced focus on the unique needs and decisions business owners face.

Minimum $5,000

This customized model for business owners encompasses all offerings within the Pinnacle Model, but also includes:

  • Business Retirement Plans
  • Assess disability needs and coverage
  • Provide Business Valuation
  • Review business continuity & exit planning strategies
  • Private Banking
  • Integration of business decisions on personal wealth
  • Engagement with your key external advisors

After an initial onboarding, we meet a minimum of three times per year to address both your personal and business planning needs.

In addition to the one-page financial plan, cash flow plan, strategic tax analysis, and customized investment strategy, we will provide a business valuation and meet with your strategic advisors to ensure alignment.

placeholder

Contact Us

Saving for retirement can be a daunting task, but it doesn’t have to be. Your Sage Wealth Planning advisor will work with you to understand the best ways to save and to prepare for retirement and help put together a step-by-step plan to reach your goal (and by the way, we don’t believe in sacrificing fun along the way).