Education Planning
CREATE A ROADMAP FOR COLLEGE
A common theme we hear from our clients is a desire to provide opportunity for their children, and it often includes post-secondary education. The good news is there are many tools available to help partially or fully fund an education.
Due to the specific time horizon and the significant cost of funding this goal, it is important to include this early in the planning process. To determine the best education savings solution for our clients, we tailor a plan that explores both traditional and alternative funding solutions.
Contact Sage Wealth Planning to explore your options.
Core*
Minimum $3,000
This model focuses on 3 major areas:
- Cash flow/Spending Plan and Debt Management
- Low cost, low-turnover investment strategy
- Tax smart strategies
- Retirement planning
After an initial onboarding, we meet twice per year to keep you on track.
You can expect updates toward your progress, including a one-page financial plan, cash flow plan, and investment plan.
Advanced*
Minimum $10,000
This customized model focuses on a deeper and more strategic approach to the following:
- Cash flow/Spending Plan and Debt Management
- Customized Investment Plan, including equity compensation and private investments
- Strategic Planning to minimize lifetime tax liability
- Retirement and lifestyle planning
- Risk management
- Estate/Legacy Planning
- Coordination with your key external advisors
After an initial onboarding, we meet three times per year to address your most important and critical needs.
You will receive a one-page financial plan, cash flow plan, strategic tax analysis, and tax-efficient investment strategy, as well as timely updates on the progress toward the execution of your goals.
One-Time Plan
Minimum $5,000
This customized model for business owners encompasses all offerings within the Pinnacle Model, but also includes:
- Business Retirement Plans
- Assess disability needs and coverage
- Provide Business Valuation
- Review business continuity & exit planning strategies
- Private Banking
- Integration of business decisions on personal wealth
- Engagement with your key external advisors
After an initial onboarding, we meet a minimum of three times per year to address both your personal and business planning needs.
In addition to the one-page financial plan, cash flow plan, strategic tax analysis, and customized investment strategy, we will provide a business valuation and meet with your strategic advisors to ensure alignment.
Contact Us
Saving for retirement can be a daunting task, but it doesn’t have to be. Your Sage Wealth Planning advisor will work with you to understand the best ways to save and to prepare for retirement and help put together a step-by-step plan to reach your goal (and by the way, we don’t believe in sacrificing fun along the way).