Service Models
Minimum
$3,000 This model focuses on 3 major areas: After an initial onboarding, we meet twice per year to keep you on track. You can expect updates toward your progress, including a one-page financial plan, cash flow plan, and investment plan. Minimum
$10,000 This customized model focuses on a deeper and more strategic approach to the following: After an initial onboarding, we meet three times per year to address your most important and critical needs. You will receive a one-page financial plan, cash flow plan, strategic tax analysis, and tax-efficient investment strategy, as well as timely updates on the progress toward the execution of your goals. Minimum
$5,000 This customized model for business owners encompasses all offerings within the Pinnacle Model, but also includes: After an initial onboarding, we meet a minimum of three times per year to address both your personal and business planning needs. In addition to the one-page financial plan, cash flow plan, strategic tax analysis, and customized investment strategy, we will provide a business valuation and meet with your strategic advisors to ensure alignment.Core*
Advanced*
One-Time Plan
Our fee includes financial planning and investment management services provided by Sage Wealth Planning. The following factors increase the minimum fee.
- 0-1,000,000 0.90%/yr.
- 1,000,001-2,000,000 0.75%/yr.
- 2,000,001 – 5,000,000 0.50%/yr
- 5,000,000+ .10%yr.
Make Smart Money Decisions
Cash Flow Planning
Cash Flow is the heartbeat of a household or business. Understanding the inflows and outflows, as well as the timing of planned expenditures, creates an opportunity for smoothing that may generate tax efficiency.
Investment Management
Our investment management strategy is based on a core and satellite approach. We believe portfolios should be built with intention and managed for efficiency and risk.
Income Tax Planning
For the wealth builder, taxes are a constant traveling companion. When making current and future financial decisions it’s important to consider tax implications and employ strategies that may help you.
Retirement Planning
Retirement Planning is often the most common focus for investors. There are many decisions that need to be made specific to this lifestyle transition, and it is one of the more significant goals, both financially and emotionally.
Retirement Income Planning
With fewer retirees today receiving company sponsored pension plans, the responsibility of retirement income has shifted to the individual, and a more significant reliance on personal savings.
Estate and Legacy Planning
Putting together an estate plan, in simple terms, is the process of documenting your assets, and determining who gets what, when and how. Your legacy defines the impact you want to leave after you pass.
Education Planning
A common theme we hear from our clients is a desire to provide opportunity for their children, and it often includes post-secondary education. The good news is there are many tools available to help partially or fully fund an education.
Risk Management
Risk is part of life and comes in many forms. Part of the planning process is to address risks and identify strategies to mitigate them.
Memberships and Associations
