Income Tax Planning
TAX EFFICIENT STRATEGIES FOR YOUR MONEY & ASSETS
For the wealth builder, taxes are a constant traveling companion. When making current and future financial decisions it’s important to consider tax implications and employ strategies that may help you. At Sage Wealth Planning, we have prioritized this as a critical focus area, providing clarity and insights through our tax strategy review. Nearly all financial decisions have tax implications. This is why tax planning is such an integral part of the process, offering the greatest opportunity to improve outcomes and efficiency, yet it is often the most overlooked area of financial planning. In partnership with your other key advisors, we bring tax awareness to the planning process, looking across decades versus single tax years to illuminate opportunities others often miss. Some of the common strategies we employ include:
- Awareness of credits, phase-outs and deductions
- Accelerating or deferring tax events to smooth tax liability
- Roth conversions
- Optimizing employee benefits
- Tax loss/gain harvesting
Through careful planning, our goal is to help you improve tax efficiency.
Sage Wealth Signature
This model focuses on 3 major areas:
- Cash flow/Spending Plan and Debt Management
- Low cost, low-turnover investment strategy
- Tax smart strategies
- Retirement planning
After an initial onboarding, we meet twice per year to keep you on track.
You can expect updates toward your progress, including a one-page financial plan, cash flow plan, and investment plan.
Sage Wealth Pinnacle
This customized model focuses on a deeper and more strategic approach to the following:
- Cash flow/Spending Plan and Debt Management
- Customized Investment Plan, including equity compensation and private investments
- Strategic Planning to minimize lifetime tax liability
- Retirement and lifestyle planning
- Risk management
- Estate/Legacy Planning
- Coordination with your key external advisors
After an initial onboarding, we meet three times per year to address your most important and critical needs.
You will receive a one-page financial plan, cash flow plan, strategic tax analysis, and tax-efficient investment strategy, as well as timely updates on the progress toward the execution of your goals.
Sage Wealth Pinnacle Plus (for Business Owners)
This customized model for business owners encompasses all offerings within the Pinnacle Model, but also includes:
- Business Retirement Plans
- Assess disability needs and coverage
- Provide Business Valuation
- Review business continuity & exit planning strategies
- Private Banking
- Integration of business decisions on personal wealth
- Engagement with your key external advisors
After an initial onboarding, we meet a minimum of three times per year to address both your personal and business planning needs.
In addition to the one-page financial plan, cash flow plan, strategic tax analysis, and customized investment strategy, we will provide a business valuation and meet with your strategic advisors to ensure alignment.
Contact Us
Saving for retirement can be a daunting task, but it doesn’t have to be. Your Sage Wealth Planning advisor will work with you to understand the best ways to save and to prepare for retirement and help put together a step-by-step plan to reach your goal (and by the way, we don’t believe in sacrificing fun along the way).Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum